Traditional loan solutions are not for everybody.
Commercial and private loans come in all sizes and shapes. A successful process requires screening the options and applying a learning curve to the selection of the best solution, followed by a quick and efficient close.
But things aren’t always quite that simple.
Some borrowers have special needs that require creative terms to accommodate them. Others simply can’t qualify for a traditional loan, period.
And then there are savvy commercial borrowers who need an equally savvy loan professional on their team.
And then there are savvy commercial borrowers who need an equally savvy loan professional on their team. Someone who can make things happen from within the context of a business plan and a schedule.
Whichever end of this borrowing spectrum describes you, I can help. Because when it comes to the experience and resources that turn urgency into opportunity, I’ve got the entire spectrum covered.
Private money is hard money. Which means, you and the lender get to make up all the rules.
There are no yellow pages for private lenders. No routine transactions. Anything is possible, nothing is assumed.
Private money offers flexibility and advantages that include working directly with the lender, which in this case would be me. There are no loan limits. Terms can be as creative as you need them to be, and closings happen fast. And while private rates are sometimes slightly higher, many sophisticated borrowers prefer this type of loan for precisely these reasons.
As a private lender, I craft loans for commercial property and residences in which the borrower is not an occupant. This includes mixed-use facilities, multi-family housing, retail space, warehouses and other structures, and may include non-income producing properties.
The context of the underwriting for these loans is to eventually pay off the balance instead of manipulating the verbiage with a view toward taking over the property. Red tape is kept at a minimum, which means the deal gets done quickly, and to your specifications.
In other words, I make win-win private loans. If it’s not win-win, I won’t put my name on it. Or yours.
Commercial loans that put you in business.
If you’re familiar with commercial lending, you know it boils down to a few essentials: the right loan, the right lender, and a broker who is all over the process from application to closing. You may not want a boss or a domestic partner who is into micro-management, but you definitely want a loan broker
who is.
That’s even truer if you’re new to commercial finance. Like private financing, commercial loans don’t always require excellent credit and can go as high as 90% loan-to-value, with up to 100% financing for medical professionals. With so many variables in place, you need someone in your corner who manages details and nuances with confidence and assurance.
Anybody can hook you up with a loan. But not everybody can hook you up with the right lender. I arrange commercial loans for all types of enterprises, with no maximum amount and no income verification. I even welcome hard-to-finance businesses (such as service stations and restaurants), as well as construction loans of all sizes.
Delivering what it takes.
So if you’re a professional investor looking to streamline the financing process with the assistance of a hands-on professional who anticipates and negates potential pitfalls, I’m your guy.
And if you need a mortgage but feel a cold breeze coming from the traditional lending community, I can keep you in the game with a custom-crafted, privately funded solution.
Whether it’s a private loan that gives you the unique features you require, or commercial financing that conforms to your needs, the hallmarks of success in this challenging arena are the same: flexibility, creativity, experience and proven capability.
Which, conveniently for us both, is precisely who I am and what I do. |
