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There’s a significant difference between a mortgage brokerage
and a mortgage bank.
Both can find a mortgage for you. From there things take a
different direction.
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With one you’re working with a broker. With the other, a
professional
mortgage consultant.
The broker is in it for the commission. The mortgage banking consultant is in it for the long
haul, the big picture, just like you are.
The broker is a mortgage sales person. The banker is a trained and experienced lending professional seeking to understand your specific current and long-term needs, and then match them with just the right loan program. Not just for today, but for the next thirty years, or more.
You wouldn’t ask a life insurance sales person to help you live longer. So don’t ask a mortgage broker to make your life work better. For that, you need a professional mortgage lending consultant. |
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Interest rates are important. But they’re not all-important.
If trust and service matters, and it should, then you need a mortgage banker.
Today’s mortgage business is about much more than rates. It’s about the selection of the optimal loan program. The assurance of a reliable rate lock. Making sure the deal actually happens. Quick and efficient closing, with no surprises. |
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Mortgage brokers have little or no control over any of this.
My name is Mark Neuman, and as a professional mortgage banker, I do.
It’s easy to categorize the mortgage industry as a commodity business. If all you’re after is a loan, any loan, then this definition can work for you. But real life is more complicated than that.
Mortgages should be about fit. In my view, no two client situations are alike. Each requires and deserves a careful analysis of credit history, employment status, investment goals and risk tolerance, all of it in context to your life and where it’s headed.
One-size-fits-all is definitely not the way to approach a mortgage. So I don’t. There are as many options as there are possible outcomes for your future.
I approach the mortgage business with an uncompromising level of professionalism using resources that are unsurpassed in the industry. I view this work at the same level with the medical, legal and tax professionals you employ. Trust, integrity and dependability is the foundation. Listening is the starting point. Client-advocacy is the perspective. And effective communications is the vehicle. |
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I work exclusively with a privately-held direct lender to make the process both clear and simple.
And, to get you the best rates and features in the industry.
I am a Senior Mortgage Consultant with Approved Funding Corporation, a major mortgage bank using the latest online technology to speed the application, approval and funding process. The middle man is gone, which saves you time, money and anxiety. Approved Funding offers a wide array of loan programs – over 1000, to be more precise – at rates that are highly competitive, and with the specific features you require. It’s my job to find the perfect fit for your needs. And I love my job.
It boils down to this: mortgage lending is a relationship business. Or at least it should be. That’s why I’m not just telling you about my company, I’m telling you about me. I look beyond your home loan to bring the rest of your life into the equation, from financial planning to extenuating circumstances, including estate and divorce planning.
Mortgage brokers don’t do that. Not even all mortgage bankers take their service that far. But I do. A mortgage is an important part of your life. And I take that responsibility very seriously.
My business plan is simple: your success is my success. Referrals and repeat business are the cornerstones of growth and also the greatest compliment I can receive. And like anyone else, I love compliments. My intention is to earn them.
I invite you to explore this site and get a feel for what Approved Funding and what I can do for you. I think you’ll be both surprised and pleased with the breadth of solutions we can provide. With Approved Funding’s resources and my experience and service ethic, I promise you the most satisfying and easiest mortgage experience you’ll ever have. I will settle for nothing less, and neither should you. |
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Mark Neuman
Senior Mortgage Consultant
Approved Funding Corporation |
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